Moving to Spain is admin. Landing here is the easy part.
Here's everything you actually need — explained in plain English, with the people we'd send our own friends to. The simple stuff, we point you at. The serious stuff, we handle with you.
Tier one
The essentials. Everybody needs these.
Six things nearly every Guiri has to sort in their first few months. None of them are hard once you know who to call — so here's what each one is, why it matters, and who we'd point you to.
Visa & immigration
The permission slip for the whole life. Digital nomad visa, non-lucrative, student, work permit or an EU passport that makes this paragraph irrelevant.
Why it matters · Get this wrong and everything downstream — bank, gestor, healthcare, flat — jams. Most people apply for the wrong category or file three weeks too late.
The gestor (NIE, empadronamiento, admin)
A uniquely Spanish creature: half accountant, half paperwork whisperer. They get you your NIE/TIE, your padrón, your social security number and keep your filings legal.
Why it matters · Spanish bureaucracy is not designed to be self-served in English. A good gestor costs €50–90/month and saves you entire weekends of cita previa roulette.
Health insurance
Private cover from ~€40–70/month, or public healthcare once you're paying into the system. Most visas legally require a private policy with zero co-payment.
Why it matters · It's a visa requirement, not a nice-to-have — and it's the difference between an English-speaking doctor next week and a four-month public waiting list.
Insurance partner · link coming soonSpanish lessons
Group classes, one-to-one tutors, or intensive schools. Most people plateau at ordering coffee and never get past it.
Why it matters · Your social life in Spain has a hard ceiling until you can hold a conversation at a loud dinner table. This is the single highest-leverage thing you'll do.
Language school partner · link coming soonMoving your belongings
International removals, shipping containers, or the honest realisation that you should sell most of it and arrive with two suitcases.
Why it matters · Quotes vary wildly, customs paperwork is fiddly outside the EU, and Spanish buildings famously do not have lifts. Get a real quote before you commit.
Removals partner · link coming soonMoving your money
Getting your savings and salary into euros without your high-street bank quietly skimming 3% every time.
Why it matters · On a €40k transfer, the difference between a bank and a proper FX service is often €1,000+. It's the easiest money you'll ever save.
FX partner · link coming soon
When it gets serious.
These four aren't a link and a good luck. They're the expensive, stressful, easy-to-get-wrong ones — so we don't hand you a website, we get involved properly. Here's what each one really is, and where we come in.
Finding a flat
The Madrid and Barcelona rental markets move in hours, not days. Landlords want a Spanish payslip, a guarantor, and often several months up front.
Why it's a nightmare alone · This is the single most painful part of moving here, and doing it from abroad with no local references is close to impossible. Viewings, negotiation, contract review and deposit protection all need someone on the ground.
This one's a proper job. It's part of our concierge — when you're ready for someone to actually handle it, book a free call.Book a free callTax — including US citizens & the Beckham Law
A gestor keeps you compliant. A tax advisor keeps you from overpaying. The Beckham Law can cap your Spanish income tax at 24% for six years; US citizens also keep filing with the IRS forever.
Why it's a nightmare alone · The Beckham application has a hard six-month deadline from registering with social security, and once you miss it, it's gone. Getting residency, treaty relief and double-taxation right is worth tens of thousands.
This one's a proper job. It's part of our concierge — when you're ready for someone to actually handle it, book a free call.Book a free callBuying property
Purchase tax of 6–10%, notary and registry fees, a lawyer to check the nota simple, and a market where the listed price is a conversation starter.
Why it's a nightmare alone · You're wiring six figures into a legal system in a language you're still learning. You want someone independent — not the seller's agent — actually representing you.
This one's a proper job. It's part of our concierge — when you're ready for someone to actually handle it, book a free call.Book a free callMortgages
Non-resident buyers usually get 60–70% loan-to-value; residents can reach 80%. Every bank prices you differently and none of them advertise their real offer.
Why it's a nightmare alone · A broker who runs your file past a dozen banks will beat whatever your local branch quotes you, and knows which lenders actually approve foreign income.
This one's a proper job. It's part of our concierge — when you're ready for someone to actually handle it, book a free call.Book a free call
The part nobody else offers
You don't get a service. You get us.
Every relocation firm in Spain can find you a flat and a gestor. None of them can hand you a hundred friends on the day you land.
We're a community first. So when the paperwork's done, you're not sitting in an empty piso wondering who to text. You're at Sunday lunch with people who did exactly this eighteen months ago.
Sort the boring stuff. Land with a life already waiting.